uob personal banking
uob personal banking
Blog Article
UOB Bank presents a range of personal banking providers built to meet up with the economical requires of people. Down below is an intensive overview to assist you realize The main element features and choices.
Forms of Accounts
Personal savings Account: This account lets you spend less when earning curiosity.
Characteristics: Easy accessibility, interest earnings, nominal costs.
Rewards: Secure place for your cash, potential expansion by means of desire.
Recent Account: Perfect for every day transactions and controlling fees.
Functions: Checkbook facility, overdraft protection.
Positive aspects: Effortless for normal payments and withdrawals.
Set Deposit Account: For people planning to earn better interest premiums above a fixed period of time.
Options: Fixed term deposits, greater desire charges when compared with savings accounts.
Rewards: Secure financial investment alternative with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans that may be utilized for several purposes like training or property renovation.
Forms:
Installment Financial loans
Credit history Strains
Benefits: Flexible repayment terms, aggressive desire charges.
Home Financial loans: Tailored options for acquiring house or refinancing current mortgages.
Varieties:
Mounted Fee Property Financial loan
Floating Amount Household Financial loan
Advantages: Distinctive designs to accommodate unique desires, beautiful premiums.
Charge cards
UOB gives a range of bank cards catering to diverse life and investing habits:
Benefits Cards: Earn factors on every single obtain which can be redeemed for items or journey miles.
Cashback Playing cards: Get funds rebates on each day spending for instance groceries and eating out.
Vacation Playing cards: Distinctive Added benefits like air miles accumulation and journey insurance coverage protection.
Investment decision Services
For people interested in rising their wealth by investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for prolonged-term advancement targets.
Structured Deposits * check here Brings together the options of classic deposits with financial investment solutions. * Possibly bigger returns but with some possibility involved.
Insurance policies Products and solutions
To protect by yourself and All your family members versus unexpected occasions:
Daily life Coverage * Offers economic protection in case of Demise or significant sickness. * Can also serve as a savings Software depending upon the plan decided on.
Health and fitness Insurance coverage * Covers healthcare costs together with hospitalization expenditures. * Important for mitigating superior Health care expenses.
Electronic Banking Providers
Convenience at your fingertips by digital platforms:
Online Banking
Permits you to manage your finances on the internet:
Watch account balances and transaction record
Transfer funds concerning accounts or pay back charges
Submit an application for new products and solutions (financial loans/charge cards)
Cell Banking
Banking on-the-go through mobile applications:
Fast equilibrium checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these in depth choices, UOB aims to provide personalised banking answers that cater specifically to particular person needs while guaranteeing convenience and protection in all transactions.